Our Insurance Guide

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Help with Out-Of-Network Insurance for Psychotherapy

If you would like to use insurance, I offer the advice below to help you to determine your out-of-network coverage, as I am an out-of-network provider and do not directly accept insurance. My sessions are often reimbursable (up to 70% depending on your plan).

For your protection and confidentiality, I recommend self-pay for therapy as insurance companies require disclosure of highly personal information and sometimes restrict the amount of sessions you can have. Additionally, rather than going back and forth with insurance companies all day, I focus entirely on providing the absolute most effective therapy to my clients. For these reasons, I choose not to be on insurance panels.

However, there are programs through your work or out-of-network coverage from your insurance to help you with payment. I highly recommend Reimbursify, www.reimbursify.com, for submitting your claims. If you decide to use insurance please check your coverage for out-of-network benefits prior to our first meeting, I can also do this for you, but it requires sending your insurance card information, address, and date of birth upfront, understandably some folk are uncomfortable with this. So, I recommend that you call and ask the following questions to determine your benefits:

  • Do I have out of network coverage for 45 minute psychotherapy sessions?
  • What is my deductible and has it been met?
  • How many sessions per year does my insurance cover?
  • What is the coverage amount per therapy session for an out-of-network provider?

If approved, you pay Creative Now Therapy in full at the time of our session, and I will provide you with the documentation you need to file a claim with your insurance company.


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